Do I need Gap Cover?

Up to 75% of all Medical aids do not pay Specialist’s bills in full. In fact most only pay 1/3 of the bill for in hospital procedures. GAPcover is a bit like having a bowl under a sieve. There to catch any unnecessary spills.

Your medical aid also probably expects you to partially pay for MRI’s, CT Scans and Endoscopes and there is a risk that you have to foot part of the bill to cover hospital sublimits and life saving cancer treatment. These co-payments can also be covered under Supreme Gap Cover.

Keep Updated

What are the costs?

Why pay huge amounts out of your pocket when you can get
SUPREME GAP cover for the WHOLE FAMILY for less than R250
a month?

Are there exclusions?

*A 3-month general waiting period is to apply from date of inception for all non-accident related hospital admissions and associated treatments.
*No benefits shall be payable for an insured event for which the insured member received treatment or advice twelve (12) months prior to becoming an insured member. This exclusion only applies to the first twelve (12) months of an insured member’s cover.
*All pregnancy/childbirth claims will be assessed using the 12-month pre-existing condition exclusion as per point 1 above. Hence if you are already pregnant when applying for cover, the pregnancy/childbirth will be excluded.
Email us for a full list of the exclusions